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Paying for the full policy term (usually six months) rather than monthly can reduce your rates up to 10%
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Increasing your deductible can help lower your car insurance costs by hundreds.
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Buying your car insurance from the same company that provides your home or renters insurance can cut your rates by 5% to 20%.
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Most insurers offer a discount of 15% to 25% for young drivers who maintain at least a B average in high school or college
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If you drive few miles and have safe driving habits, you could save money by participating in a data-tracking program
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It’s a good idea to shop around for car insurance every few years, or more often if you’ve had any big life changes
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Collision coverage pays to fix damages to your car caused by a collision with another car or object
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Some insurers also give discounts of 5% to 15% for drivers age 60 or older who take an accident-prevention class.